In your pension plan, money is put aside for when you retire. This accrued amount (or pension capital) can then be used to buy a pension with an insurer when you retire. A relatively large amount of capital is needed to make sure you receive a sufficient pension. To reach this amount of capital you will most likely have to invest since relying on interest alone won’t give you enough return. Investing is therefore necessary for a good pension.
LifeSight ensures adequate accrual of pension capital. We have the following options available:
Within the investment options Smart Standard and Smart Investing, pension is accrued through investments in three LifeSight funds, which have been specially developed by LifeSight. With the Pension Stabiliser option, the pension capital is accrued through the LifeSight Matching Lang fund and LifeSight Matching Kort fund. Self Investing (opting out) offers freedom of choice in terms of investment mix and investment funds in which the pension capital is accrued and invested.
The Statement of Investment Principles describes the general principles of the investment policy and the investment process of LifeSight. The board of LifeSight defines the investment policy. For its overall investment policy, LifeSight applies the investment cycle as shown here. In the Statement of Investment Principles we explain the different steps in this investment cycle.
Under the Smart Standard and Smart Investment options, pension is accrued through investments in three LifeSight funds, which have been specially developed by LifeSight.
Self Investing (opting out) offers freedom of choice in terms of investment mix and investment funds in which the pension capital is accrued and invested. At present there is a choice of 21 investment funds that include the following investments:
We made an overview of some of the more common investing terms you may encounter. These words and concepts can help you get a better understanding of the investing world.
