With the pension agreement and the bill on the future of pensions act, the Netherlands is switching to a different pension system. According to the current planning, the new pension system will have to be implemented by 1 January 2027 at the latest. This means that your pension scheme must be changed. On this page you will find information on the most important changes.
Things are changing for pension funds, insurers, and premium pension institutions (PPIs). In future, the amount of the contribution will be the starting point for every pension scheme. This is called a defined contribution scheme. This means that no promises will be made about the amount of the future pension benefits. The contribution and the return therefore become even more important factors for the pension outcome of your employees. Fortunately, LifeSight’s offering is already based on a defined contribution system. Therefore, one of the biggest changes in the bill will not affect LifeSight’s pension schemes. We already have extensive experience in the implementation and communication of defined contribution schemes, and we can continue with this set-up.
There are also changes in the bill that do affect our pension schemes and therefore LifeSight’s pension schemes must also be adjusted in parts.
You probably have questions about what the pension agreement means for your pension scheme and for your employees. We are working hard on the development of our services and adjustments to our products so that we can offer you a pension scheme that complies with the new system in time. However, we can already give you a general idea of the changes and how LifeSight will deal with them.